Montgomery County Bankruptcy Attorney Notes Increased Subprime Lending
April 19, 2012
As a bankruptcy lawyer in Montgomery County, Pennsylvania, the issue of post-bankruptcy credit rebounding is important. Interestingly, some debtors who have successfully concluded their Chapter 7 bankruptcies by receiving the Notice of Discharge from the court are seeing an increase in post-discharge credit offers. This may be the case even despite a lack of income. The lending even includes offers for car loans as well as the typical unsecured credit card. The reason is two-fold.
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This 
Less people sought unemployment benefits last week than in prior weeks, a sign of growing market strength -- at least on a national level. Unfortunately, Pennsylvania saw an increase in filings (up 2859) due to layoffs in food service, lodging, entertainment, healthcare, and science/technology services. By comparison, the greatest movers were New York, with an increase of 16,478, while Massachusetts was down 2974. 
Is it legal to represent yourself in a bankruptcy? Yes. There are only a few times in any legal matter where you must be represented by counsel (i.e., in death penalty cases). Is it wise to represent yourself in bankruptcy? That depends on whether you can effectively achieve the goals of the bankruptcy. In other words, if you can file your bankruptcy to the same net effect as a 
One of the most common questions asked of 
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The Means Test is a way of making sure that a debtor who seeks a discharge through 
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Discussed in this 
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The idea of Caller ID is a great one: let the answering party determine, based upon who is calling, whether they want to speak to the calling party. If it is a creditor intent on harassment or a telemarketer or just someone you do not want to talk to, the phone need not be answered and the caller can leave a message, generally, if they elect to. In a deceitful act commonly called "spoofing" or "call laundering," some have taken to hiding or mis-displaying that which appears on the Caller ID.
As a bankruptcy attorney, 
The county with the highest population in Alabama 
